3 Responses to “What Do You Think Of My Health Care Plan?”

1. anissia Says:
   September 6th, 2009 at 7:22 pm

   oh just like now! I agree if you are paying for insurance you should get covered , people have put enough money by paying to pay for what people need but then the insurance will only cover certain things ,yea that is rediculous for themto pick and choose what they will cover and then you have to pay another insurance that will cover the rest , see how that works. and people that do fall within certain income guidelines can get free insurance , usually from the state they live in , they just need to apply.

2. _anonymo Says:
   September 6th, 2009 at 7:27 pm

   yes

3. firstam2 Says:
   September 7th, 2009 at 12:31 am

   Government CAN go after health insurers who routinely violate contracts, but they choose not to do so. Ask yourself why.
   Government CAN and is obligated to go after insurers who violate antitrust laws–again, they choose not to. Again, ask why.
   When 75% of the people who declare bankruptcy over medical bills ARE INSURED, then insurance is CLEARLY not the answer.
   “Aldrich’s situation is “asinine” but increasingly common, said Dr. Deborah Thorne of Ohio University. Thorne, co-author of a widely quoted 2005 study that found medical bills contributed to nearly half of the 1.5 million personal bankruptcies filed in the U.S. each year, said that ratio has likely worsened since the data was gathered.
   …
   Like Aldrich, Thorne said, three-quarters of the individuals in the study who declared bankruptcy because of health problems were insured. “http://www.msnbc.msn.com/id/20201807/
   Linda Peeno, MD testified that SHE had often denied treatment JUST to save the insurance company money http://www.thenationalcoalition.org/DrPe…
   Furthermore:
   “the vast majority of health insurance policies are through for-profit stock companies. They are in the process of “shedding lives” as some term it when “undesirable” customers are lost through various means, including raising premiums and co-pays and decreasing benefits (Britt, “Health insurers getting bigger cut of medical dollars,” 15 October 2004, investors.com). That same Investors Business Daily article from 2004 noted the example of Anthem, another insurance company. They said the top five executives (not just the CEO) received an average of an 817 percent increase in compensation between 2000 and 2003. The CEO, for example, had his compensation go from $2.5 million to $25 million during that time period. About $21 million of that was in stock payouts, the article noted.
   A 2006 article, “U.S. Health Insurance: More Market Domination, More CEO Compensation”
   (hcrenewal.blogspot.com) notes that in 56 percent of 294 metropolitan areas one insurer “controls more than half the business in health maintenance organization and preferred provider networks underwriting.” In addition to having the most enrollees, they also are the biggest purchasers of health care and set the price and coverage terms. “’The results is double-digit premium increases from 2001 and 2004—peaking with a 13.9 percent jump in 2003—soaring well above inflation and wages increases.’” Where is all that money going? The article quotes a Wall Street Journal article looking at the compensation of the CEO of UnitedHealth Group. His salary and bonus is $8 million annually. He has benefits such as the use of a private jet. He has stock-option fortunes worth $1.6 billion.”
   –Save America, Save the World by Cassandra Nathan pp. 127-128
   “Insurance Companies Robbing Patients
   Robbing patients to pay CEOs leads to unprecedented medical insurance corporation greed.
   Thursday, January 3, 2008 8:52 AM
   By: Michael Arnold Glueck & Robert J. Cihak, The Medicine Men”http://www.newsmax.com/medicine_men/medi…
   Your idea has a major flaw–some people are bums and they will abuse what is given to them. Besides the waste of tax dollars, we live in a world where there is a shortage of doctors so we can’t afford bums to take slots that some folks NEED. That is why totally “free” to a person health care is wrong–they should have to pay a little something to rein in abuse. We have ample means of providing for poor who are poor through no real fault of their own, like being disabled, but this fetish that’s been around since the 1960s that people don’t have to graduate high school if they don’t feel like it and we will GIVE them money to lay around on their butts, especially if they claim a kid or two, is just wrong. We were assured when “welfare reform” rolled in that the homeless rates would skyrocket, etc.
   Instead we got what conservatives predicted:
   a substantial decrease in illegitimate births
   more people working.
   There is NO valid reason whatsoever why someone who does what he is supposed to do, marries, and has a couple of kids, have to BOTH work so some lazy slacker can drop out of school, be a bum, and then scream it’s “unfair” that THEY have to work because they want to stay home with the kid. So what? Many working mothers would like to stay home–economically they can’t. One reason is because TAXES are too high so bums can be free to be bums. They can be bums, but it is NOT a legit job nor anything a taxpayer should support.
   So no to “free” health care or free insurance. People need to pay their own way. Then the abuse of the system decreases.
   Right now bums go and get free health care and the working poor pay the bills. It’s wrong.
   And let’s not misread that to state that everyone who gets government assistance is a bum, because I said NOTHING like that. Some folks have legit problems, others do NOT. Those who can’t be bothered to play by society’s rules and extend any effort to get a basic education or make a living need not receive anything from society. If their families want to enable stupidity, let them pay the bill for it, not people who have to work to support their own families.
   The more we make available via government, the more abuse that is generated. The more we have standards, the fewer users we get stuck with. Family, friends, and community through private charity can help tremendously, especially if half their money isn’t put down the rat hole of taxes for nonsense.
   (Check out what we pay for now–everything from corporate welfare to the Bridge to Nowhere to ed “grants” for sex offenders and more. Ridiculous. No wonder Medicare is out of money already.
   “But the trustees said financial pressures would begin much sooner, when the programs start paying out more in benefits each year than they collect in payroll taxes. For Medicare, that threshold is projected to be reached this year, and for Social Security, it is projected to occur in 2017.”http://www.kansascity.com/business…
   When I took my father for his physical he had to sign a paper that if Medicare, or in his case, his Medicare HMO did not pay for the physical, that HE would. Medicare has started in January to NOT pay for physicals for folks on Medicare. At 88, with cancer and heart problems, Dad’s a bit old and ill to go work at Starbucks, don’t you think?)
   ONLY sensible plan I’ve ever found:
   QUALITY, ACCESSIBLE, AFFORDABLE health care for all.
   That means preventative care (physical with follow up). Real medication (no Medicare “donut holes” the really ill are ripped off again.) No bogus ridiculously low “caps” on needed medical procedures. No abuse of the ER. No paying for the silly with the sniffles to go to the doc for free. No more bankruptcies over medical bills. I want THIS plan that ends abuse of the taxpayer, takes the burden off employers, provides price transparency, and ends the rip-off of the US taxpayer at the hands of greedy insurance CEOs (which has been repeatedly documented).http://www.booklocker.com/books/3068.htm…
   Read the PDF, not the blurb, for the bulk of the plan. Book is searchable on Amazon.com
   Cassandra Nathan’s Save America, Save the World

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